美国抵押贷款巨头房利美(Fannie Mae)和房地美(Freddie Mac)的名字对中国人来说,并不好记。Fannie Mae,在雅虎财经的介绍为:Fannie Mae provides funds to mortgage lenders through the purchase of mortgage assets, and issues and guarantees mortgage-related securities that facilitate the flow of funds into the mortgage market in the United States. It operates in three segments: Single-Family Credit Guaranty, Housing and Community Development, and Capital Markets. 其股票代码:FNM。房地美要小一些,Freddie Mac engages in mortgage purchasing, credit guarantee, and portfolio investment activities in the United States. 其股票代码为FRE。美国财长保尔森昨日宣布,即日起美国政府接管房利美和房地美,美联储和民主、共和两党总统候选人都对该决定表示支持。这是一个里程碑式的事件,标志着美国次级贷和住房抵押贷款引发的危机已经到了病入膏肓的程度。美国经济能否从政府的救赎中走出来,对全世界都影响巨大,让我们拭目以待。
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